For insurance advisors in India
Stop typing out
policy schedules.
Drop in the PDF the insurer sent. InsureIQ reads the whole schedule and shows you what it found before a single field is saved.
- Unlimited reads on your own machine
- Ask it out loud
- Six lines of business
Client data is encrypted field by field, and the model that reads your policies runs on hardware you control. Nothing is sent to a third-party AI service.
The actual job
A schedule carries around a hundred fields. Most advisors keep six of them in a spreadsheet and the rest in the PDF, which means the answer to “is this family under-insured?” lives in a folder nobody opens between renewals.
InsureIQ keeps the whole schedule, not a summary of it. That is what makes a renewal list trustworthy, a cross-sell gap visible, and a client question answerable without hunting for the original document.
Every line, with the fields that line actually has
Not one generic policy form with everything greyed out. A motor policy asks for IDV and NCB; a health floater asks for room rent and co-pay.
Motor
IDV, NCB, own damage and third party
Health
Floater or individual, room rent, co-pay
Life
Term, endowment, ULIP, money back
Travel
Trip dates, geography, medical limit
Personal accident
Capital sum, weekly benefit
Property
Risk locations, perils, sum insured
Coverage
There is no list of supported insurers
Nothing here plugs into an insurer's system, so nothing has to be whitelisted. It reads the schedule the way you do — the PDF, the scan, the photograph someone sent on WhatsApp — which means a policy from an insurer we have never seen works the same as one we have.
Every insurer on the IRDAI register comes preloaded, across life, general, standalone health and the specialised ones, so the name is already there when you start typing.
- Any
- insurer, listed or not
- scan or photo
- Six
- lines of business
- 100
- files in one import
The part nobody else offers
Read as many as you like, on your own machine
Every product that reads documents charges you per read, because every one of them is paying a cloud model to do it. Turn on Use this computer's AI and the reading happens on your laptop instead — so it does not touch your allowance, however many you put through.
A five-year backlog is the case this was built for. Point it at the folder, leave it running, and come back to a book that is already in.
Unmetered
Reads on your own machine are recorded so you can see them, and never counted against the plan.
Nothing leaves the building
The schedule is read where it sits. No cloud model provider ever receives a client document.
Same reader either way
Identical text extraction, page selection and OCR. Only the machine running the model changes.
One switch
Settings, Integrations, on. Off again whenever you want the server to take it back.
Ask, out loud if you like
The book answers back
Ask a question the way you would ask a junior — “whose health cover expires this month”, “pull up Sharma's motor policy”, “how much premium did we collect in July” — and get the answer plus the screen it came from. Hold the mic and ask by voice; it reads the answer back.
It only ever sees what you are allowed to see. An agent asking about the firm's total gets their own numbers, because the same scoping that guards every screen guards the answer.
Whose health cover expires this month?
Four health policies expire before 31 August. Meera Iyer and Rakesh Nair are floaters; the other two are individual. Meera's is the largest at ₹10,00,000 sum insured.
Opening RenewalsRenewals
See the week six policies lapse at once
Every policy in the book carries its own expiry, so the renewal list is the whole book rather than whatever made it into a reminder. The app nudges ahead of the date, once per policy, and stops as soon as it is renewed.
LIC premium dues sit on the same footing — quarterly, half-yearly and annual modes, marked paid as they come in.
Households
You sell to a family, not to a row in a list
Group clients into a household and the gaps show themselves: the son with a car and no health cover, the parent whose term plan lapsed two years ago. It is the same data you already hold, arranged the way you actually think about it.
Agents see only the clients assigned to them. The owner sees the firm.
Why this is safe to put your book in
Specifics, not a padlock icon
- Every field encrypted, not just the disk
- Names, mobiles, PAN, premiums and sum insured are each sealed with their own key. A stolen database file is ciphertext, not a customer list.
- The AI runs on your hardware
- Policy documents go to a model on your own server, or the advisor’s own machine. No OpenAI, no Anthropic, no third party sees a client’s schedule.
- Search without decrypting
- Encrypted fields stay searchable through blind indexes, so nothing has to be laid open in plaintext just to find a client by mobile number.
- A second factor, always
- Not an option buried in settings. Sign-in asks for a code every time on a new device, by authenticator app or email.
- Agents see their own clients
- Scoping is enforced at the query, not hidden in the interface. An agent cannot reach another agent’s household by guessing a link.
- Every change is recorded
- Who changed what, when, and from where — including the before and after, encrypted. Deleted a nominee by accident? There is a record of it.
Pricing
Pay for a term, not a subscription that renews itself
No auto-debit mandate and no card left on file. Buy six months or a year, and buy it again when it runs out. All prices include GST.
Free trial
Thirty days to load your book and see it working.
Free30 days
Start the trial- 500 AI policy reads
- 50 Clients
- 5 Sub-agents
- 30 Clients per sub-agent
- 2 Bank accounts
- 2 Agency codes
- Leads managementNew
- Client data collection formNew
- WhatsApp alerts to clientsNew
- Email alerts to clientsNew
- Advanced policy tracking
- WhatsApp reminders for you
- Family groups
- Commission analytics
- Email support
- Dedicated account manager
Six months
The full product on a shorter commitment.
₹4,0006 months
Choose this plan- 500 AI policy reads
- 50 Clients
- 5 Sub-agents
- 30 Clients per sub-agent
- 2 Bank accounts
- 2 Agency codes
- Leads managementNew
- Client data collection formNew
- WhatsApp alerts to clientsNew
- Email alerts to clientsNew
- Advanced policy tracking
- WhatsApp reminders for you
- Family groups
- Commission analytics
- Email support
- Dedicated account manager
Twelve months
For a growing agency — unlimited clients and a named contact.
₹8,999per year
Choose this plan- 2,000 AI policy reads
- Unlimited Clients
- 20 Sub-agents
- 30 Clients per sub-agent
- Unlimited Bank accounts
- Unlimited Agency codes
- Leads managementNew
- Client data collection formNew
- WhatsApp alerts to clientsNew
- Email alerts to clientsNew
- Advanced policy tracking
- WhatsApp reminders for you
- Family groups
- Commission analytics
- Email support
- Dedicated account manager
Bring one policy PDF.
See what it pulls out.
That is usually the whole demo. If it reads your insurer's schedule correctly, the rest of the product follows.
- What happens next
- We read it ourselves, then write back within one working day with a time that suits you.
- What we do not do
- No cold calls, no drip sequence, and your details are not passed to anyone.
- Prefer email
- hello@insureiq.in reaches the same people.